Lisa (julisana) wrote in repairingcredit,
Lisa
julisana
repairingcredit

Quick Question about Credit Card history

Hi Guys!

I just have a quick question. I have a credit card on my credit report that I didn't keep up with 100% when I was in college. It's not terrible, but over a 4 year period I have about 5 30-day late marks, according to Experian.

I've still got the card, even though I don't use it, and the account is still active (thankfully with a $0 balance), and I'm wondering if it's best to keep the card open until the account goes into to a "positive status" or if I should cancel it now. If I cancel it now, would I have any extra repercussions?

Thanks!
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