I just have a quick question. I have a credit card on my credit report that I didn't keep up with 100% when I was in college. It's not terrible, but over a 4 year period I have about 5 30-day late marks, according to Experian.
I've still got the card, even though I don't use it, and the account is still active (thankfully with a $0 balance), and I'm wondering if it's best to keep the card open until the account goes into to a "positive status" or if I should cancel it now. If I cancel it now, would I have any extra repercussions?